IT Committee

Mr Martin CHARMAN (chairman)	GMAC Commercial Finance Plc	Great Britain
Mr Erik TIMMERMANS	International Factors Group	Belgium
Ms Line PEDERSEN	Midt Factoring A/S	Denmark
Mr Georges MORA	Eurofactor	France
Ms Michèle CARDOENS	International Factors Group	Belgium
Mr Henk JEPKES	IFN Finance B.V.	The Netherlands
Mr Nils Otto NIELSEN (consultant)	Triangle Trade Finance AS	Norway

Legal Committee

Mr Edward WILDE (chairman)	Hammonds	Great Britain
Ms Michèle CARDOENS	International Factors Group	Belgium
Mr Erik TIMMERMANS	International Factors Group	Belgium
Mr Dieter HARDT (consultant)		Germany
Ms Yvonne WEDEL	GMAC Commercial Finance Plc	Great Britain
Mr Enrico BRAVENBOER	IFN Finance B.V.	The Netherlands
Mr Corneliu ROBU	National Factoring Company (LLC)	Russia

Education Committee

Mr Peter BRINSLEY (chairman)	Venture Finance PLC	Great Britain
Mr Erik TIMMERMANS	International Factors Group	Belgium
Ms Sally PARKER	Lloyds TSB Commercial Finance Ltd	Germany
Mr Ilya POKAMESTOV		Russia

Marketing Committee

Mr Erik TIMMERMANS (chairman)	International Factors Group	Belgium
Ms Deniz KIZILKAYA	Garanti Faktoring Hizmetleri A.S.	Turkey
Ms Ksenia PETCHENKINA	Banque Societe Generale Vostok	Russia
Ms Sophie STEVENS	International Factors Group	Belgium